Protect people before property
Stay away from water near electricity, falling ceilings, unstable structure, fire, gas, and restricted areas.
For Bexar County homeowners dealing with roof damage, bids, or insurance
A bad roof is not one decision. Build the file before choosing a path.
Separate danger from damage, make roofing bids comparable, preserve the insurance record, and model repair against a current-condition sale.
Free No account or contact information Private on this device
Who made this site?
Bexar County Home Buyers, a private home-buying company. The tools are free and do not send us your answers. Discussing a possible purchase is a separate choice.
Start here
Which situation sounds most like yours?
You do not need to know the professional term. Choose the closest statement.
The basics
Do the right work in a clear order.
Document without climbing
Use safe photos and video, discovery dates, weather records, interior damage, notices, calls, and temporary-work receipts.
Define cause before coverage
Age, wear, maintenance, wind, hail, trees, installation, and interior damage may be treated differently.
Normalize every bid
Ask every contractor to price the same planes, removal, decking, flashing, ventilation, penetrations, permit, inspection, cleanup, and warranty.
Build the insurance file
Keep the policy, notice, claim, adjuster contacts, estimates, depreciation, deductible, decisions, payments, and receipts.
Compare the complete outcome
Include cash, uncovered scope, delay, carrying costs, post-repair value, sale costs, and a written current-condition option.
Is this a roof estimate—or an emergency?
Choose every statement that is true. This tool stays on this device and does not inspect the building.
Make three roofing proposals answer the same questions.
A low total can hide different roof areas, decking allowances, permit handling, disposal, ventilation, flashing, or warranty terms. Enter only figures stated in writing.
Bid 1
Comparable entered cost$0Add roof squares to normalize
Bid 2
Comparable entered cost$0Add roof squares to normalize
Bid 3
Comparable entered cost$0Add roof squares to normalize
Require a written yes/no for each bid
Exact roof planes and measured squaresTear-off layers and disposalDecking unit price and allowanceUnderlayment and ice/water protectionFlashing, valleys, penetrations, and drip edgeVentilation changesPermit applicant and inspection closeoutMaterial brand, product, and warrantyWorkmanship warranty and responsible companyPayment milestones, cleanup, and lien releases
Build the record before memories and materials disappear.
No address, policy number, or contact information is requested. Your checkmarks remain only in this page session.
0% organized
Repair and sell versus sell in current condition.
This is a planning model—not an appraisal, insurance determination, contractor estimate, or offer. Use written figures and run conservative cases.
Repair path
Current-condition path
Next steps
One thing at a time.
What to do
- Leave immediate danger and call 911 when appropriate.
- Prevent additional damage only when it is safe.
- Do not climb onto a wet or damaged roof or enter an unsafe attic.
What to do
- Document condition and chronology.
- Report through the insurer's verified channel.
- Obtain comparable scopes and verify contractors and permits.
What to do
- Separate urgent, recommended, and optional work.
- Compare cash, time, risk, and net proceeds.
- Keep inspections, lien releases, warranties, and closure proof.
Official sources
Go to the agency responsible.
Rules and accounts change. These links open the official source.
San Antonio residential permitsCurrent official permit and inspection requirementsTexas home-insurance guideCoverage, claims, deductibles, and consumer rightsTDI storm-damage questionsTemporary repairs, adjusters, and claim guidanceTDI claim tipsDocumentation, receipts, inspection, and payment guidanceTexas home-improvement safeguardsOfficial Attorney General contractor precautions
Safety comes first.
Call 911 for fire, gas, electrical danger, collapse, or an immediate threat. Do not climb onto a wet or damaged roof or enter an unsafe attic. A web page cannot determine structural safety.
Common questions
Clear answers to get started.
Confirm dates, rights, and requirements with the responsible agency or qualified professional.
Should I tarp the roof myself?
Not if doing so requires climbing, entering an unsafe attic, or approaching electricity, unstable structure, or a storm. Use qualified help.
Will insurance pay for replacement?
Only the insurer can decide coverage under the policy, cause, condition, notice, deductible, and evidence. A contractor cannot promise coverage.
How do I compare bids?
Use the same scope and require materials, quantities, removal, decking, flashing, ventilation, permits, inspections, cleanup, changes, payments, and warranties in writing.
Should I sign an authorization immediately?
Do not sign because of pressure. Review scope, price, payments, cancellation, insurance, changes, liens, and who receives funds.
Can I sell without replacing the roof?
It may be possible, but compare disclosure, access, insurance, buyer financing, title, costs, and written net proceeds.
Does this tool estimate my roof?
No. It organizes figures you provide; it does not measure the roof, diagnose damage, decide coverage, bid work, appraise, or make an offer.
Next step
Protect, document, define the scope, verify, and compare.
Use the free tool first. If you later want to discuss selling the property in its current condition, that conversation is optional and separate.